Making online payments on global gaming and digital platforms shouldn’t be complicated or risky. Many users struggle with declined cards, limited regional access, or concerns about sharing sensitive banking details. Cardn3 solves this challenge with a reliable Virtual Card for Xsolla, designed to give you full control, privacy, and instant access to online payments worldwide.
Our virtual credit card (VCC) is created instantly and can be reloaded anytime, allowing you to pay seamlessly on Xsolla and other international platforms without linking your personal bank account. Whether you’re purchasing games, managing subscriptions, or handling digital services, we ensure smooth transactions with enhanced security and fraud protection.
Built for online shoppers, freelancers, and digital nomads, our platform supports cryptocurrency payments and offers the flexibility of a virtual prepaid card that works across borders. No physical card, no waiting time - just instant access, global usability, and peace of mind. With Cardn3, paying on Xsolla becomes simple, private, and dependable, no matter where you’re located.
Why Xsolla Payments Fail for Many Users
Payment failures on Xsolla are a common frustration, especially for users outside major banking regions. we lisited most common reasons Xsolla payments fail:
1. Regional & Country Restrictions: Many local banks block international or gaming-related transactions by default. If your card is issued in a restricted country, Xsolla payments may be declined automatically.
2. Bank Security Blocks: Banks often flag Xsolla transactions as high-risk due to cross-border processing. This can trigger automatic declines, even when you have sufficient balance.
3. Unsupported Card Types: Not all debit or prepaid cards are accepted. Some cards lack the authorization features required for Xsolla’s payment system.
4. Currency & Conversion Issues: Mismatch between your card’s base currency and Xsolla’s billing currency can lead to failed authorization or conversion errors.
5. Privacy & Verification Problems: Xsolla uses strict verification checks. If your billing details don’t perfectly match your bank records, payments may fail—especially for users who prefer not to expose personal banking information.
6. Crypto Users Without Card Access: Many users hold funds in cryptocurrency but don’t have a reliable way to convert and spend them on platforms like Xsolla using traditional cards.
Xsolla Overview
Xsolla is a global video game commerce company that specializes in payment solutions and monetization tools tailored exclusively for the gaming industry. Founded in 2005 and headquartered in Los Angeles, California, Xsolla empowers game developers, publishers, and creators of all sizes to launch, sell, promote, and monetize games worldwide across platforms and regions.
At its core, Xsolla provides a powerful suite of services that streamline how games accept payments, engage players, and grow revenue. Its flagship solution, Pay Station, supports over 1,000 payment methods and more than 130 currencies across 200+ countries, helping studios reach global audiences with localized checkout experiences.
Beyond payments, Xsolla offers tools for fraud prevention, tax management, analytics, game distribution, and direct-to-consumer commerce—allowing developers to focus on their creative vision while the platform handles the technical and operational complexities of global game transactions.
Features of Xsolla – All-in-One Security & Payment Framework
Global merchant of record: Xsolla acts as the official merchant, handling payments, taxes, and regulations so businesses can focus on growth.
1,000+ payment methods worldwide: Supports cards, local transfers, wallets, and alternative payment options across multiple regions, improving approval rates.
Access to a 50M+ global audience: Enables developers and platforms to reach players and digital buyers across international markets.
Simple transaction fee structure: A clear 5% transaction fee with no hidden charges, supporting predictable cost management.
Tax management: Calculates and manages global and regional taxes accurately, reducing compliance risks for businesses.
Fraud monitoring and prevention: Detects suspicious activity in real time to protect both merchants and end users from unauthorized transactions.
Global and regional compliance: Ensures adherence to legal, financial, and regulatory standards across different countries and regions.
Refund management: Streamlines refunds to improve customer trust and long-term satisfaction.
Dispute management: Handles transaction disputes transparently, helping maintain fair outcomes for all parties.
End-user payment support: Provides customer assistance throughout the payment process, ensuring smoother checkout experiences.
Web Shop for direct sales: Custom storefronts that support direct-to-consumer revenue and long-term growth.
Buy Button for mobile games (U.S.): Allows direct purchase links from iOS and Android games, aligning with modern mobile payment needs.
Mobile SDK support: Enables secure in-app payments for alternative app stores and side-loaded applications.
Xsolla Pricing, Renewals & Payment Compatibility
Transparent transaction pricing
Xsolla charges a standard 5% fee on each transaction with no upfront or integration costs, plus the cost of the payment channel used. This means you only pay when you earn, with no fixed monthly fees.
No setup or recurring charges
Unlike many gateways that bill for maintenance, monthly minimums, or account access, Xsolla’s pricing is simple—your fee applies only to completed sales, making budgeting easier for game studios and digital businesses.
Why Our Virtual Card Is the Best Way to Pay for Xsolla
Built for global acceptance: our virtual cards are designed for international platforms like Xsolla, helping users avoid common card declines linked to local banks or regional limits.
Instant access, no waiting: Your virtual credit card (VCC) is issued immediately. There’s no physical delivery, so you can pay for games, digital content, and subscriptions without delays.
Better privacy for online payments: Pay without exposing your personal banking details. Cardn3 adds a strong layer of protection against data leaks and unauthorized charges.
Smooth renewals and subscriptions: Our virtual prepaid card supports recurring payments, making it ideal for game passes, in-game content, and ongoing services.
Crypto-friendly funding: Easily fund your card using cryptocurrency and spend it like a standard card on Xsolla-supported checkouts.
Reduced bank blocks and verification issues: Traditional cards often fail due to security flags. Cardn3 cards are optimized for online and cross-border transactions.
Full control over spending: Reload when needed, manage balances easily, and stay in control of your online purchases at all times.
Works anywhere, anytime: Perfect for gamers, freelancers, and digital users who need reliable payments across borders.
How to Pay for Xsolla Using Cardn3 (Step-by-Step)
Step 1: Create a Cardn3 account
Sign up on Cardn3 in minutes and access your secure digital wallet—no complex setup or paperwork.
Step 2: Fund your wallet (crypto supported)
Add funds using supported cryptocurrencies and keep full control of your balance before spending.
Step 3: Generate your virtual card instantly
Create a virtual credit card (VCC) right away. No shipping, no waiting—your card is ready to use immediately.
Step 4: Add the card to Xsolla billing
Enter your Cardn3 virtual card details at checkout on Xsolla just like a regular card.
Step 5: Subscribe and start using Xsolla
Complete your payment, manage renewals easily, and enjoy uninterrupted access to games, digital content, and services.
Why Choose Cardn3 for Xsolla Payments
Global payments easier: Our virtual cards to work smoothly on platforms like Xsolla, helping you avoid common declines caused by local bank limits.
Protect your financial details: With Cardn3, you never have to share your personal bank or card information. Our virtual card keeps your payments private and secure.
Give you instant access: We issue your virtual credit card the moment you’re ready. No waiting, no physical delivery—just immediate use.
Support crypto funding: We let you fund your wallet with cryptocurrency and spend it online like a standard card, without added complexity.
Handle renewals smoothly: Our virtual prepaid card works well for subscriptions and recurring payments on Xsolla.
Reduce payment interruptions: We built our cards for online and cross-border use, lowering the chance of blocks or failed transactions.
Give you full control: You decide when to load funds, how much to spend, and where your card is used—keeping your finances in your hands.
Who Should Use a Virtual Card for Xsolla?
Gamers and digital buyers: If you purchase games, in-game items, or digital content through Xsolla, our virtual card helps reduce declines and keeps your payments smooth.
Users in restricted regions: If local banks block international or gaming payments, a Cardn3 virtual card offers a more flexible way to pay online.
Crypto holders: If you hold cryptocurrency and want to spend it on real digital purchases, our virtual credit card lets you pay on Xsolla without converting through a bank.
Freelancers and remote workers: If you manage subscriptions or tools that rely on Xsolla, our virtual prepaid card supports recurring payments with fewer interruptions.
Privacy-focused users: If you prefer not to share personal bank details online, Cardn3 adds an extra layer of protection for your transactions.
Digital nomads: If you move between countries and need consistent payment access, our virtual card works across borders without location-based limits.
FAQ
Is Xsolla safe?
Yes, Xsolla is a trusted global payment provider used by major game studios and digital platforms. It applies strict security checks and compliance rules to protect transactions. We add another layer of safety by letting you pay with our virtual card, so your personal bank details stay private.
Can I use a virtual prepaid card for Xsolla?
Yes, you can. Our Cardn3 virtual prepaid card works like a standard card at checkout and is well suited for Xsolla payments. We designed it for smooth online use, strong privacy, and better acceptance across regions.
What if my Xsolla payment still fails?
If a payment fails, it’s often due to balance limits, verification checks, or regional restrictions. We recommend checking your card balance, ensuring your card details are entered correctly, and retrying the payment. Our virtual cards are built to reduce these issues, but occasional platform checks can still apply.
Can I renew Xsolla using a virtual card?
Yes. Our virtual credit cards support renewals and recurring payments. You can use them for subscriptions, game passes, and ongoing services on Xsolla without needing to change your payment method each cycle.
Does Xsolla accept international cards?
Xsolla supports international cards, but many users face blocks from local banks. That’s why we offer a crypto-funded virtual card designed for cross-border payments, helping you pay globally with fewer interruptions.
