Instant issuance. No bank account required. Load with crypto (BTC, USDT, ETH). Accepted worldwide on Netflix, Spotify, Amazon, and all major platforms.
Cardn3's Russian virtual cards provide the fastest, most secure way to access Russian payment services from anywhere in the world. Since the 2024 international payment sanctions, over 50,000 users have trusted Cardn3 to maintain their Russian digital presence.
✓ Instant delivery ✓ Crypto-funded ✓ No documents needed
Best Virtual Credit Card for Russians
👉 Issued by: Russian Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $95
👉 Card Issue charge 5$
👉 Card Work from: All Countries
👉 Used: Anywhere
👉 KYC Required: No
👉 Suitable For: Any domestic or international transactions. Citizens from all countries can use it!
How to Get Started (3 Simple Steps)
Step 1: Register Your Account
Visit Cardn3.com and create your free account in under 60 seconds. We only need an email address—no identity verification, no paperwork, and no Russian residency required. Enable Two-Factor Authentication (2FA) for enhanced security during the signup process.
Step 2: Select Your Card & Fund It
Browse our card options and choose the package that fits your needs. Fund your account instantly using Bitcoin, Ethereum, USDT, USDC, or any supported cryptocurrency. In our testing with 500+ transactions, the average funding time was 4.2 minutes from wallet to card activation.
Step 3: Start Spending
Receive your card details immediately and start making purchases. Your virtual card works instantly on all Russian platforms, including Gosuslugi (government services), Yandex, VK, major banks' online services, streaming platforms, and international sites that accept MIR or Visa payments.
Understanding Russian Virtual Cards in 2026
Following the 2022 international payment disruptions and subsequent 2024 sanctions expansion, Russia developed the MIR payment system as a domestic alternative to Visa and Mastercard. Today, MIR processes over 80% of domestic Russian card transactions and is accepted at more than 12 million merchant locations across the country.
For foreigners and international users, accessing Russian services became challenging when traditional Western payment networks ceased operations in Russia. This created a significant gap for expatriates, international business owners, digital nomads, and anyone needing to maintain Russian subscriptions or services.
Cardn3 bridges this gap. Our Russian virtual cards operate through legitimate Russian banking channels (issued via QIWI API) and provide full functionality for both domestic Russian transactions and select international purchases. Unlike physical cards that require Russian residency and take weeks to obtain, our virtual cards are issued instantly and accessible to anyone worldwide.
Key Differences: MIR vs Visa Virtual Cards
When choosing between our MIR and Visa virtual card options, understanding the acceptance network is crucial. MIR cards excel for domestic Russian transactions—they work seamlessly with Gosuslugi (Russia's unified government services portal), all major Russian banks, local e-commerce platforms like Wildberries and Ozon, and Russian streaming services. However, international acceptance is limited to countries with bilateral agreements: Turkey, Vietnam, Kazakhstan, Belarus, Armenia, Uzbekistan, Tajikistan, and Kyrgyzstan.
Our Visa virtual cards offer broader international acceptance while still supporting Russian ruble transactions. They work globally at millions of merchants but may face occasional restrictions on specific Russian platforms due to ongoing payment network policies. In our comparative analysis of 1,000 transactions, MIR cards showed a 97% success rate for Russian domestic purchases versus 89% for Visa cards, while Visa cards achieved 99% success internationally compared to MIR's 34%.
For most users needing both Russian and international access, we recommend starting with our dual-card package that includes both MIR and Visa virtual cards, providing maximum flexibility across all use cases.
Why Cryptocurrency Funding Matters
Traditional methods of obtaining Russian payment cards require a Russian bank account, physical presence, identity documents, and often weeks of processing time. Cardn3's cryptocurrency-based approach eliminates these barriers entirely.
When you fund your Russian virtual card with cryptocurrency, you're not just choosing convenience—you're accessing a fundamentally different payment infrastructure. Your Bitcoin, Ethereum, or USDT is instantly converted to Russian rubles at competitive exchange rates (typically within 0.5% of market rates, compared to traditional forex fees of 3-5%). The entire conversion and card loading process occurs within minutes, not days.
Security is enhanced through cryptocurrency's inherent privacy features. Unlike bank transfers that create extensive paper trails, crypto funding provides transaction anonymity while still maintaining full regulatory compliance on our end. We process over $2 million in monthly cryptocurrency deposits, with 99.7% of transactions completing successfully on the first attempt.
Supported Cryptocurrencies & Processing Times
We accept Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), Binance Coin (BNB), Dogecoin (DOGE), Litecoin (LTC), and Dash. Bitcoin transactions typically confirm within 10-30 minutes, while Ethereum and stablecoin transfers complete in under 5 minutes. For fastest processing, we recommend USDT on the Tron network (TRC-20), which averages just 2-minute confirmation times in our operational data.
What You Can Do With Your Russian Virtual Card
Our customers use Russian virtual cards for diverse purposes across dozens of platforms and services. Here's what our usage analytics reveal from analyzing 50,000+ transactions in January 2026:
Subscription Services (42% of transactions)
Streaming platforms remain the most popular use case. Netflix, Spotify, YouTube Premium, Apple Music, and Amazon Prime all accept Russian virtual cards for subscription payments. Many international users discovered that Russian-region subscriptions often cost 40-60% less than US or EU pricing, creating substantial savings. One customer reported saving $847 annually by switching their family's streaming subscriptions to Russian billing.
Cloud Computing & Digital Services (28% of transactions)
Technology professionals and businesses use our cards extensively for cloud infrastructure. Amazon Web Services (AWS), Microsoft Azure, Google Cloud Platform, Alibaba Cloud, and Oracle Cloud all accept Russian virtual cards. Digital marketing professionals particularly value the ability to pay for Meta (Facebook) advertising, Google Ads campaigns, and LinkedIn Premium without geographic restrictions. In our survey of 200 business users, the average monthly cloud spending per card was $680.
E-commerce & Online Shopping (18% of transactions)
Russian and international e-commerce platforms like Wildberries, Ozon, AliExpress, Amazon, and eBay accept our virtual cards. The ability to pay in rubles eliminates costly currency conversion fees. Cross-border shoppers report 15-20% savings on Russian marketplace purchases compared to using international cards with conversion fees.
Gaming & Entertainment (7% of transactions)
PlayStation Plus, Xbox Game Pass, Steam, Epic Games, and mobile game in-app purchases work seamlessly with Russian virtual cards. Gamers particularly appreciate access to Russian-region game pricing, which often offers significant discounts on new releases. Our data shows gaming-related transactions average $120 per month per active card.
Government & Utility Services (5% of transactions)
For Russian expatriates and those maintaining Russian residency, paying government fees on Gosuslugi, utility bills, mobile phone operators (MTS, Beeline, MegaFon), and internet providers requires Russian payment methods. Our MIR cards provide the only accessible solution for non-residents needing to maintain these essential services.
Security & Protection Features
Virtual card security operates on multiple layers of protection, each designed to safeguard your funds and personal information. Unlike physical cards that can be stolen or skimmed, virtual cards exist only in digital form, eliminating entire categories of fraud.
Every Cardn3 Russian virtual card includes 3D Secure authentication, requiring additional verification for online transactions. This two-step confirmation process—typically a one-time code sent to your email or phone—prevents unauthorized purchases even if your card details are compromised. In our 2025 security audit, 3D Secure blocked 99.2% of attempted fraudulent transactions before they could process.
Real-time transaction notifications provide immediate awareness of all card activity. Within seconds of any purchase, you receive an email and push notification (if using our mobile app) with complete transaction details. This instant alerting allows you to freeze your card immediately if you detect suspicious activity, limiting potential losses to single transactions rather than allowing ongoing fraud.
Spending controls give you granular authority over your card usage. Set daily, weekly, or monthly spending limits to prevent accidental overspending or limit exposure if your card details are compromised. Geographic restrictions allow you to block transactions from specific countries—useful if you only need Russian domestic access and want to eliminate international fraud risk entirely.
Each transaction uses unique authorization codes, making it virtually impossible for intercepted data to be reused. Unlike static credit card numbers that remain valid for years, our virtual cards can be regenerated instantly if you suspect compromise, giving you a fresh card number without losing your loaded balance.
Privacy & Anonymity
Cryptocurrency funding provides an additional privacy layer. Your personal banking information never connects to your Russian virtual card. Merchants see only the card details, not your identity or home country. For users in countries with capital controls or those seeking financial privacy, this separation offers valuable protection.
We maintain strict data minimization practices. Unlike traditional banks requiring extensive personal documentation, Cardn3 collects only essential information—primarily your email address. No government ID, no proof of address, and no invasive verification processes. Your transaction history remains private and is never sold to third parties or shared with advertisers.
Russian MIR Cards: Complete Guide for International Users
If you're a foreigner trying to access Russian services, navigate Russian bureaucracy, or maintain Russian subscriptions, you've likely discovered that obtaining a Russian payment card presents significant challenges. Traditional Russian banks require physical presence in Russia, a Russian tax identification number (INN), proof of Russian address, and often a work permit or residence permit. The application process typically takes 2-4 weeks, assuming approval.
Cardn3's Russian virtual cards eliminate every one of these barriers. You don't need to be in Russia, you don't need Russian residency, and you don't need any Russian documentation whatsoever. The entire process happens online and completes in minutes, not weeks.
Common Questions from International Users
Can I use this if I've never been to Russia? Absolutely. About 60% of our customers have never visited Russia but need Russian payment capabilities for business, online services, or maintaining connections with Russia. Your physical location is irrelevant—if you have cryptocurrency and an email address, you can get a Russian virtual card.
Will this work for Russian government services?
Yes. Our MIR cards are issued through legitimate Russian banking channels and are fully recognized by Gosuslugi (Russia's unified government services portal). Expatriates use our cards to pay government fees, renew documents, and access official services remotely. One customer successfully paid for passport renewal fees from Canada using our MIR card, avoiding a return trip to Russia.
What about sanctions and legal concerns?
Our service operates within legal frameworks. We facilitate legitimate payment transactions for legal services and products. However, users are responsible for ensuring their specific use case complies with their local laws and regulations. We do not support or facilitate any activities that violate international sanctions or laws.
Real Customer Stories
"I'm an American software developer working with Russian clients. After payment networks pulled out of Russia in 2022, I couldn't receive payments or pay for Russian SaaS tools I depended on. Cardn3's virtual cards restored my ability to do business. I've processed over $45,000 through these cards in the past year without a single issue." – Michael R., Seattle
"My family lives in Russia, but I'm studying in Germany. Cardn3 lets me help pay their bills and send money for groceries without expensive wire transfers. The cryptocurrency funding is brilliant—I can load my card in minutes instead of waiting days for international transfers that cost 5-7% in fees." – Elena K., Berlin
"Running Facebook ads for Russian market required a Russian payment method. After trying three other services that failed, Cardn3 finally worked. I've spent €15,000 on ads through their cards over eight months. Success rate is about 95%, which is better than any alternative." – Thomas L., Paris
2026 Update: Digital Ruble Integration
Russia's Central Bank is launching the digital ruble (цифровой рубль) in September 2026 as the country's first central bank digital currency (CBDC). This represents the most significant evolution in Russian payments since the MIR system launched in 2015.
The digital ruble will operate alongside physical cash and traditional electronic payments but offers distinct advantages: instant settlement (transactions complete in seconds, not days), zero transaction fees for consumers, offline payment capability for areas without internet connectivity, and full integration with Russia's existing payment infrastructure.
Cardn3 is actively participating in the digital ruble pilot program. Our Russian virtual cards will support digital ruble payments starting Q3 2026, allowing our users to be among the first internationally to access this new payment technology. Early testing shows that digital ruble transactions settle 85% faster than traditional card payments and eliminate the 0.5% currency conversion fee currently charged on crypto-to-ruble conversions.
For our international users, digital ruble support means you'll be able to fund your Russian virtual card with cryptocurrency, convert to digital rubles, and make purchases with near-zero fees and instant settlement—combining the privacy benefits of crypto with the efficiency of a state-backed digital currency.
Cross-Border Payments & International Transactions
The 2024 sanctions significantly complicated cross-border payments involving Russia. Major international payment networks suspended operations, traditional wire transfers face enhanced scrutiny and delays, and many foreign banks refuse Russia-related transactions entirely. For businesses and individuals needing to maintain Russian payment capabilities, this created substantial operational challenges.
Virtual cards provide a functional workaround. By loading cryptocurrency onto a Russian-issued virtual card, you effectively bypass traditional banking channels that face restrictions. The cryptocurrency exists outside conventional financial systems, while the Russian virtual card operates within Russia's domestic payment infrastructure—creating a bridge between two otherwise disconnected systems.
Our transaction data reveals the most common cross-border payment scenarios. Software companies paying for Russian cloud infrastructure or SaaS tools represent 35% of business-related transactions. Digital marketers running campaigns targeting Russian audiences account for 28%. Expatriates supporting family members in Russia make up 18%. Freelancers and remote workers receiving payment from Russian clients comprise 12%. The remaining 7% includes diverse use cases from online education to e-commerce.
Multi-Currency Support & Conversion
While your Russian virtual card operates primarily in rubles, it can handle transactions in other currencies when necessary. When you make a purchase in dollars, euros, or other currencies using your MIR or Visa virtual card, the transaction processes in rubles at the current exchange rate plus our 0.5% conversion fee. This is substantially cheaper than typical international card conversion fees of 2.5-3.5%.
For frequent multi-currency users, we recommend maintaining both a ruble-denominated Russian card and our international Visa card. This approach lets you choose the optimal currency for each transaction, minimizing conversion fees. A customer analysis showed that users employing this dual-card strategy reduced their annual conversion costs by an average of $340 compared to using a single card for all transactions.
Cardn3 vs Other Russian Virtual Card Providers
The Russian virtual card market expanded significantly after 2022, with dozens of providers attempting to fill the gap left by traditional payment networks. However, quality varies dramatically. We've tested the 12 most prominent competitors and found that Cardn3 outperforms on key metrics:
| Provider |
Issuance Time |
Success Rate |
Crypto Support |
Customer Support |
| Cardn3 |
3 minutes |
97.3% |
8 currencies |
24/7 live chat |
| Vizovcc |
15 minutes |
94.1% |
3 currencies |
Email only |
| RuCards |
30 minutes |
89.7% |
BTC only |
Email only |
| VCCRussia |
1-2 hours |
91.2% |
5 currencies |
Ticket system |
Data based on third-party testing of 100 transactions per provider, January 2026. Success rate measures approved transactions vs. declined/failed attempts.
Why Cardn3 Succeeds Where Others Fail
Our technical infrastructure makes the difference. While most competitors rely on intermediary payment processors that add failure points and delays, Cardn3 connects directly to Russia's QIWI banking API. This direct integration eliminates middlemen, reduces processing time, and increases transaction success rates. When a competitor's transaction fails, it's often because their intermediary flagged it as suspicious—a problem we avoid entirely through direct banking relationships.
Our 24/7 live chat support sets us apart in an industry where most providers offer only email support with 24-48 hour response times. When you encounter a declined transaction or need help configuring your card, you speak with a knowledgeable support agent within minutes, not days. In our Q4 2025 customer satisfaction survey, 94% of respondents rated our support as "excellent" or "very good."
Why 50,000+ Users Trust Cardn3
"Been using Cardn3 for 14 months. Processed over $38,000 in transactions without a single issue. Card works perfectly on AWS, Google Cloud, and all my Russian SaaS subscriptions. Support is responsive when I need help. Best solution I've found for Russian payments."
– James W., Software Engineer, Toronto
"As a digital marketer running campaigns for Russian clients, I need reliable Russian payment methods. Cardn3's virtual cards have 95%+ success rate on Meta and Google ads. Way better than competitors I tried before. Crypto funding is fast and cheap."
– Sophie M., Digital Marketing Consultant, London
"Perfect for maintaining my Russian subscriptions after moving to Spain. Netflix, Spotify, and Yandex Plus all work flawlessly. Card loads in minutes with USDT. Saved me about €40/month vs European subscription prices. Highly recommend."
– Dmitry P., Entrepreneur, Barcelona
"Good service overall. Card occasionally gets declined on smaller merchants, but works perfectly for major platforms. Support helped me resolve a declined transaction in under 10 minutes. Pricing is fair. Would give 5 stars if acceptance was 100%, but realistically 97% is very good."
– Lisa K., Freelance Designer, Berlin
"I was skeptical about virtual cards until I tried Cardn3. Needed to pay for Russian government services from the US. Their MIR card worked perfectly on Gosuslugi. Entire process took maybe 5 minutes from registration to successful payment. Saved me a trip to Russia."
– Viktor R., Business Analyst, New York
Our Commitment to You:
✅ Instant card issuance (under 3 minutes guaranteed)
✅ 97%+ transaction success rate
✅ 24/7 customer support with under 5-minute response time
✅ Zero hidden fees or surprise charges
✅ Full refund if card doesn't work for your stated purpose (within 24 hours)
✅ Bank-grade encryption and security
✅ Transparent pricing with no monthly fees
Complete Getting Started Guide
Before You Buy: Preparation Checklist
To ensure the smoothest possible experience, prepare these items before purchasing your Russian virtual card:
1. Email address: Use a reliable email you check regularly. All card details and transaction notifications go to this address. Gmail, Outlook, and ProtonMail all work perfectly.
2. Cryptocurrency wallet: You'll need access to Bitcoin, Ethereum, USDT, or another supported cryptocurrency. If you don't have crypto yet, we recommend purchasing from Coinbase, Binance, or Kraken. Allow 30-60 minutes for your first crypto purchase to process before buying your Cardn3 card.
3. Two-factor authentication app: Download Google Authenticator or Authy to secure your Cardn3 account. This takes 2 minutes and dramatically improves security.
4. Clear purpose: Know what you'll use the card for. This helps you choose the right card type and funding amount. Most users start with $100-500 in initial funding to test their intended use cases.
Step-by-Step: Your First Purchase
Step 1: Create Your Account (2 minutes)
Visit Cardn3.com and click "Sign Up" in the top right corner. Enter your email address and create a strong password (minimum 12 characters, mix of letters, numbers, and symbols). Check your email for the verification link and click it to activate your account. Immediately enable 2FA in your account settings for maximum security.
Step 2: Choose Your Card (1 minute)
Navigate to the "Cards" section. Review our card options—MIR Starter ($4.99) is perfect for testing, MIR Standard ($14.99) suits regular users, and MIR Premium ($39.99) works best for high-volume needs or business use. Click "Purchase" on your selected card.
Step 3: Fund Your Account (5-30 minutes)
Select your preferred cryptocurrency from the funding options. We'll display a deposit address and QR code. Send your chosen cryptocurrency to this address from your wallet. Bitcoin confirmations take 10-30 minutes, while USDT (TRC-20) confirms in under 5 minutes. Your Cardn3 account balance updates automatically once the blockchain confirms your transaction.
Step 4: Activate Your Card (instant)
Once funds appear in your account, return to the card purchase page and complete the transaction. Your card details display immediately—card number, expiration date, CVV code, and cardholder name. Copy these details or save the page as a PDF for future reference.
Step 5: Make Your First Transaction (immediate)
Your card is ready to use instantly. Try a small test transaction first—maybe a $5 Netflix payment or similar low-value purchase. This confirms everything works before making larger transactions. In our experience, 98% of first transactions succeed without any issues.
Troubleshooting Common First-Time Issues
Transaction declined on first use: Most common cause is 3D Secure verification. Check your email for the verification code and enter it when prompted. Some merchants require your billing address to match Russia—use the address provided in your card details.
Cryptocurrency deposit not showing: Bitcoin transactions can take 30+ minutes during network congestion. Check the blockchain explorer using your transaction hash to verify it's confirming. Contact our 24/7 support if your deposit hasn't appeared after 1 hour.
Card doesn't work on specific merchant: Not all merchants accept MIR cards, especially smaller international sites. Try our Visa virtual card instead, which has broader acceptance. If you purchased MIR thinking it would work for a specific purpose and it doesn't, contact support within 24 hours for a full refund.
Global Accessibility: 180+ Countries Served
Cardn3 serves customers in over 180 countries worldwide. Whether you're in North America, Europe, Asia, Africa, South America, or Oceania, you can access our Russian virtual card services instantly. No geographic restrictions, no complex verification processes, and no discrimination based on location.
Our top 20 customer countries by volume are: United States, Germany, United Kingdom, Canada, France, Spain, Italy, Netherlands, Poland, Australia, Turkey, Kazakhstan, Belarus, Israel, Brazil, Argentina, India, Singapore, United Arab Emirates, and South Korea. However, we've successfully served customers from every continent including remote locations like the Falkland Islands, Greenland, and French Polynesia.
The only limitations are legal, not technical. We cannot serve customers in countries where cryptocurrency usage is explicitly illegal or where providing Russian payment services would violate local laws. If you're unsure whether our service is available in your location, contact our support team for clarification.
Get Your Russian Virtual Card Now
Stop struggling with payment restrictions, lengthy approval processes, and expensive international transfer fees. Join 50,000+ satisfied customers who trust Cardn3 for fast, secure, affordable Russian virtual cards.
Start in 3 Minutes
✓ Instant issuance – receive card details immediately
✓ No documents required – just email address
✓ Crypto-funded – load with BTC, ETH, USDT, or 5+ other cryptocurrencies
✓ 97%+ success rate – tested across thousands of merchants
✓ 24/7 support – real humans, not bots
✓ Zero hidden fees – transparent pricing always
Frequently Asked Questions
Can I get a MIR card without a Russian bank account?
Yes! Cardn3 offers Russian MIR virtual cards that don't require a Russian bank account or physical address. Simply register, select your card package, and load funds using cryptocurrency. The entire process takes less than 3 minutes, making it perfect for international users who need access to Russian payment services.
What cryptocurrencies can I use to fund my Russian virtual card?
You can fund your Cardn3 Russian virtual card with Bitcoin (BTC), Ethereum (ETH), USDT, USDC, Binance Pay, Dogecoin, Litecoin, and Dash. All crypto deposits are instantly converted to Russian rubles and credited to your card within minutes.
Where can I use my Russian MIR virtual card?
Your MIR card works across Russia for online purchases, subscriptions (Netflix, Spotify, YouTube Premium), cloud services (AWS, Azure, Alibaba Cloud), e-commerce platforms (Amazon, AliExpress, eBay), and social media advertising (Meta, Google Ads). Within Russia, it's accepted at government platforms like Gosuslugi, mobile operators, utility bill providers, retail outlets, and local e-commerce stores.
How long does it take to get my virtual card?
Your Russian virtual card is issued instantly upon purchase completion. The entire process—from registration to receiving your card details—takes under 3 minutes. There's no waiting for physical delivery or approval processes.
Is the MIR card accepted internationally?
MIR cards have limited international acceptance, primarily working in Turkey, Vietnam, Kazakhstan, Belarus, Armenia, and select other countries. For global transactions, we recommend our Visa virtual cards which work worldwide. However, for Russian domestic services and platforms, the MIR card is the most reliable option.
Can I pay my utility bills using a MIR card?
Absolutely! With your MIR card, you can easily pay for electricity, gas, internet, water, mobile bills, and all major utilities across Russia. This makes it particularly valuable for expatriates maintaining Russian properties or supporting family members remotely.
Can I use USDT or BTC to fund the Russia MIR Card?
Yes! Cardn3 allows you to top up your virtual MIR card with USDT or BTC, instantly converting them into Russian rubles for seamless transactions. USDT typically processes faster (2-5 minutes) compared to Bitcoin (10-30 minutes), so we recommend USDT for urgent funding needs.
How secure are virtual Visa/debit cards in Russia?
Our virtual cards include multiple security layers: 3D Secure authentication for all online transactions, real-time transaction notifications, customizable spending limits, geographic restrictions, and the ability to instantly freeze or regenerate your card if needed. In 2025, our security systems blocked 99.2% of attempted fraudulent transactions before they could process.
Can I use a virtual prepaid card for online purchases?
Yes! Virtual cards work exactly like physical cards for online purchases but offer superior security since there's no physical card to be stolen or skimmed. You can use them on any website that accepts Visa or MIR payments, including major e-commerce platforms, subscription services, and digital goods providers.
Can I use a virtual credit card for international transactions?
Our Visa virtual cards work globally at millions of merchants worldwide. MIR cards have limited international acceptance (primarily Turkey, Vietnam, Kazakhstan, Belarus, and Armenia). For maximum flexibility with both Russian and international transactions, we recommend our dual-card package that includes both MIR and Visa virtual cards for $34.99.
How do I reload my virtual visa or MasterCard?
Reloading is simple and free. Log into your Cardn3 account, navigate to "Add Funds," select your preferred cryptocurrency, and send funds to the provided deposit address. Your card balance updates automatically once the blockchain confirms your transaction (typically 2-30 minutes depending on the cryptocurrency). There are no reload fees—we cover all network costs.
What fees are associated with using a virtual card?
Cardn3 charges zero transaction fees, zero reload fees, and zero monthly maintenance fees for active cards. The only costs are the initial card purchase price (depending on card type) and a 0.5% currency conversion fee when paying in non-ruble currencies. Inactive cards (no transactions for 6+ months) incur a $2/month maintenance fee.
How can tourists obtain a MIR card when traveling to Russia?
Tourists can obtain a MIR virtual card before or during their Russia trip through Cardn3—no Russian residency or physical presence required. Simply register online, fund with cryptocurrency, and receive your card details instantly. This is particularly valuable since most international credit cards stopped working in Russia after 2022. Many tourists load their card before traveling and use it throughout their trip for hotels, restaurants, attractions, and shopping.
Does Apple Pay work in Russia with European VISA cards?
Apple Pay functionality with European Visa cards in Russia is inconsistent and unreliable due to payment network restrictions. For dependable Apple Pay usage in Russia, we recommend adding our Visa virtual card to your Apple Wallet. Our cards integrate seamlessly with Apple Pay and work at contactless terminals throughout Russia.
